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† Based on a Seneca in Waterford Park with a sale price of $136,900 loan amount of $134,419 including MIP. Down payment of $4792, Interest rate of 5.00% for 30 years with P&I payment of $722.00. The ANNUAL PERCENTAGE RATE (APR) is 5.606% Rates subject to change at any time. Financing provided by MIFC 802693. **Tax credit equals ten percent of the purchase price up to a maximum of $8,000. Only first time home buyers are eligible (defined as US citizens who have not owned a home for the preceding three years). The credit is based on the home buyers modified adjusted gross income (MAGI). For individuals, the full tax credit is available for MAGI below $75,000 and phased out from $75,000 to $95,000. For a married couple filing jointly, the full tax credit is available for MAGI below $150,000 and phased out from $150,000 to $170,000. The tax credit is applied against the home buyers tax bill or refunded in cash if the credit exceeds the home buyers tax liability. For more information, visit www.federalhousingtaxcredit.com. The foregoing is for informational purposes only and does not constitute tax advice. Please consult your tax advisor to determine if you qualify for the tax credit.