Looking for a new home?
M/I Homes can help you own a new townhome from the mid $300s or a new single family home starting in the $400s with great financing programs.
Appointments are encouraged. Provide Fran with your details about your search, and she’ll send a list of homes that will fit your needs.
By contacting our knowledgeable Internet Sales Managers, you can discover the benefits of owning a new M/I Home. They're here to help start your search with the following:
We have the perfect home that fits your lifestyle in a great community. Let's have a conversation.
For a limited time, you can secure rates as low as 3.875% Rate** / 5.6411% APR** on a 1/0 buydown 30-year fixed FHA loan through M/I Financial, LLC. These rates are available on select homes throughout the Charlotte area.
We are offering special pricing on most of our Quick Move-In homes that can contract by July 9th and close by July 31st.And receive up to 5% in paid closing costs*, which can be used to lock in a 1/0 FHA loan rate buydown** offered through M/I Financial, LLC!
Interested in a home under construction that is not quite move-in ready? We're offering a special rate lock program that can contract by June 30th and close by the December 31, 2025:
We have quality homes built for you in the best locations. Find your new home now and set up a private appointment to see the home in person through the assistance of our Internet Sales Managers.
*The up to 5% in paid closing costs is valid only on quick move-in homes that contract by July 9, 2025, and close by July 31, 2025. Paid closing costs may vary per home and apply to buyer’s costs, including allowable closing costs, pre-paid and capital contribution fees, and/or discount points (excluding fees from home inspections, radon inspections, or any other buyer-elected transaction fee). The buyer is responsible for closing costs in excess of this contribution. The seller’s contribution is limited to agency limits of 3% to 6% (depending on the percentage of the down payment and loan program). The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Financing is offered through M/I Financial, LLC NMLS #50684. Prices and promotions are subject to change without notice. Restrictions apply and could change at any time. See an M/I Homes New Home Consultant for details.
**The interest rate is based on a 30-year FHA loan with a 1-0 buydown and is based on a sales price of $369,990 and a $357,040 loan amount. The financed amount is $363,288, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6411%. In the first year, the interest rate is 3.875%. In years 2 through 30, the interest rate is 4.875%. The program is available for selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing. Contracts need to be signed by July 9, 2025, and must close by July 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***The interest rate of 5.50% is based on a 30-year fixed rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.281%. The program is available on select homes only and applies to new contracts written by June 30, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
****The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan. The sales price is $414,508, with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on select homes only and applies to new contracts written by June 30, 2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
*****Homesite premium discounts are offered in select communities. Homes must contract by June 30, 2025 and close by December 31, 2025. Offer can change at any time and can't be combined with the buydown rate mentioned above.
Provide Alexa with your desired price point and location(s) of interest below or call (704) 286-6498
At M/I Homes, building a quality home that you will want to live in for the rest of your life is our top priority. We take quality seriously and back it with a transferable warranty on all homes we build.
M/I Homes has communities in growing areas around the Queen City, including Concord, Sherrills Ford, Huntersville, Troutman, Monroe, Wingate, York, North Charlotte, and Southwest Charlotte. Residents enjoy living close to the area parks, locally-owned restaurants, and fun area attractions. Tell us about what area(s) you're looking at by filling out the form!
Financing new construction is a lot different than financing an existing home. And homeownership is better than renting. The M/I Financial team can help you find the right mortgage program to fit your needs and budget. They can also offer you some tips when it comes to saving for a new your new home. M/I Financial, LLC can make everything happen smoothly and on time. Talk to us.
Our experienced team will help you find a Quick Move-In Home that will not only meet your floorplan needs, but also fit your move-in timeline.
We have new homes in great communities throughout the area. Tell us more about your search. Provide Alexa with your information and details on your areas of interest, desired price point, and the type of new home you are looking for.
