First-Year Rates as Low as 2.875% Rate* / 5.6236% APR* On A 30-Year FHA Loan

Take advantage of this promotional rate and paid closing costs through M/I Financial, LLC on select Quick Move-In homes that can close by August 29, 2025. Your chance to lock in an incredible deal won't last.

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Now, for a limited time, we're offering incredible rates to help make your dream home a reality. Take advantage of our 2-1 buydown on select Quick Move-In homes that can close by August 29th, 2025, and choose the best way to save:

✓ 2/1 Rate Buydown on a 30-year FHA mortgage:*

· Year 1: 2.875% Rate* / 5.6236% APR*

· Year 2: 3.875% Rate* / 5.6236% APR*

· Years 3–30: 4.875% Rate* / 5.6236% APR*

✓ 2/1 Rate Buydown on a 30-year VA mortgage:**

· Year 1: 2.875% Rate** / 5.4339% APR**

· Year 2: 3.875% Rate** / 5.4339% APR**

· Years 3–30: 4.875% Rate** / 5.4339% APR**

✓ 2/1 Rate Buydown on a 30-year Conventional mortgage:***

· Year 1: 3.875% Rate*** / 6.2880% APR***

· Year 2: 4.875% Rate*** / 6.2880% APR***

· Years 3–30: 5.875% Rate*** / 6.2880% APR***

✓ Paid Closing Costs!†

Contact us today to schedule your appointment and learn how you can save hundreds on your monthly payments!

*The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. The financed amount is $403,540, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6236%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The interest rate of 4.875% is based on a 30-year fixed rate VA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. The financed amount is $424,563, which includes the VA funding fee. A 0% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.4339%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown on a sales price of $449,990 with a loan amount of $404,950. A 10% down payment and a minimum credit score of 720 is required. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 6.2880%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

†Closing Costs apply to buyer's costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer’s portion of prorated HOA fees and/or dues. The seller’s contribution is limited to agency limits of 3% to 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.