3.875% RATE / 4.5651% APR* FHA 30-Year Fixed Rate*
Lock in a 3.875% RATE / 4.5651% APR* FHA 30-Year Fixed Rate* on select Southpointe Quick Move‑In homes for a limited time.
More Details
For a limited time on select Quick Move-In homes in Southpointe, you can secure an exclusive 3.875% RATE / 4.5651% APR* on a 30‑year fixed FHA loan! With this special financing opportunity from M/I Financial, LLC, there’s never been a better moment to make your move.
Why Take Advantage of This Special Rate?
✨ Lower Monthly Payments
Enjoy significantly reduced payments.
✨ Increased Buying Power
A lower introductory rate means you can afford more of the home you truly want.
✨ Peace of Mind
Secure your rate now and settle into a beautifully crafted, high‑quality M/I Home.
✨ Limited-Time Opportunity
This exclusive offer is only available for homes that close by May 29, 2026.
Whether you're moving up, relocating, or purchasing your very first home, now is the perfect time to buy.
*The interest rate of 3.875% is based on a 30-year fixed rate FHA loan with a sales price of $384,999 and a $378,025 loan amount. The principal and interest payments are $1777.61. The payments do not include taxes, insurance, monthly mortgage insurance or HOA, which means your total mortgage payment will be higher. Financed amount is $378,025 which includes the FHA UFMIP of $6501.00. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 4.561%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 24 hours of contract signing and must close by 5/29/2026. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**Closing Costs up to $10,000 available on select Quick Move-In homes in Southpointe and may apply to buyer’s costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer’s portion of prorated HOA fees and/or dues. The seller’s contribution is limited to agency limits of 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community and close by May 29th, 2026. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.
Have questions for us?
Ask about current properties or more details about this incentive, or call (941) 225-2111