First Year 2.25% RATE* / 5.907% APR* On a 30-Year Fixed Conventional Loan With a 3/2/1 Buydown

*The interest rate of 5.25% is based on a 30-year fixed rate conventional loan with a 3/2/1 buydown and a 20% down payment. The sales price is $649,999 with a loan amount of $519,999. The interest rate is temporarily reduced in year 1 to 2.25% with a monthly payment of $ 1987.68 , year 2 the interest rate is 3.25% with a monthly payment of $ 2263.07, year 3 the interest rate is 4.25% with a monthly payment of $ 2558.08 , the interest rate years 4-30 will be 5.25% with a monthly payment of $ 2871.45 .  The ANNUAL PERCENTAGE RATE is 5.907%. The payments do not include property taxes, homeowners’ insurance, or any HOA dues, so the total monthly payment will be higher.  A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after July 17, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30,2026.  Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply