3.99% Rate* / 5.316% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

Discover how you could lock in an incredible 3.99% Rate* / 5.316% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 years* offered through M/I Financial, LLC—an exclusive, limited-time opportunity!

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The Opportunity to Own a New Home Is Now More Attainable Than Ever

For a limited time, you can secure an exclusive 3.99% Rate* / 5.316% APR* on a 30-year conventional loan with a 7/6 ARM fixed for the first 7 years of owning your new home. With this special program, offered through M/I Financial, LLC, there’s never been a better time to buy!

Special rate—30-year conventional loan with a 7/6 ARM fixed* on homes that close by March 31, 2026:

• Years 1-7: 3.99% Rate* / 5.316% APR* 
• Years 8-30:  Interest rate and payment adjust every 6 months based on index rate changes*
• Be sure to ask about our FHA and VA loan options

Why Choose This Special Rate?

• Lower Monthly Payments: Enjoy more affordable payments for your first 7 years
• More Buying Power: Take advantage of a lower rate to purchase your ideal home
• Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home
• Limited Time Only: This exclusive offer is available for homes that close by March 31, 2026

Whether you’re upgrading, relocating, or buying your first home, now is the perfect time to buy. Our exclusive limited-time offers make it easier than ever to find a home that fits your lifestyle and save thousands while doing it.

This special incentive won’t last long. Act now and take advantage of the opportunity to own the home of your dreams!

*The interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment. A minimum credit score of 720 is required. No Exceptions. In the first 7 years, the interest rate is 3.99%. After 84 payments, the interest rate will increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30-day average SOFR index plus a margin of 2,75%. The ANNUAL PERCENTAGE RATE is 5.316%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 1/16/2026 the simple interest rate after the first adjustment would be 6.452% and would remain constant for the next 6 months. The buyer must make a loan application within 48 hours of contract signing and must close by 3/31/2026. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan.