Summer Savings: First-Year Rates As Low As 1.875% / 4.9249% APR✦

Make your move this summer to Coasterra or Southpointe, and turn your new dream home into a reality!

Details

Make the most of summer with limited-time savings designed around you! For a short time, you can take advantage of exclusive incentives tailored to fit your needs—making it easier than ever to bring your dream home to life.

Receive the following incentives when you purchase a To-Be-Built home in Southpointe or Cay at Coasterra:

• Free Platinum Design Package Upgrade
• 5.5% Rate* / 6.2591% APR* Long-Term Rate Lock
• $10,000 Closing Costs^†

Receive the following when you purchase a Quick Move-In home in Southpointe or Cay at Coasterra:

• First-Year Rates As Low As 1.875% / 4.9249% APR^✦
• $10,000 Closing Costs^††

^✦The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan with a 3/2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The interest rate is temporarily reduced in year 1 to 1.875%, year 2 to 2.875%, year 3 to 3.875%, and will be 4.875% in years 4-30. The ANNUAL PERCENTAGE RATE is 4.9249%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after 6/25/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

*The interest rate of 5.50% is based on a 30-year fixed-rate FHA loan with a sales price of $411,000 and a loan amount of $396,615. Financed amount is $403,555, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The Annual Percentage Rate is 6.2591%. Program is available on select homes only and applies to new contracts written on or after 6/17/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 26, 2027. If interest rate is lower 30 days prior to closing, the buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. A 1% prepaid lock deposit is due at the time of rate lock. Other financing programs may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Funds are limited and program can be discontinued at any time and without notice.

**The interest rate of 5.50% is based on a 30-year fixed rate VA loan with a sales price of $411,000 and a loan amount of $411,000. The financed amount is $419,836, which includes the VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 is required. The Annual Percentage Rate is 5.7033%. Program is available on selected Quick Move‑In homes and applies to new contracts only written on or after 6/17/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 26, 2027. If interest rate is lower 30 days prior to closing, the buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. A 1% prepaid lock deposit is due at the time of rate lock. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable VA county loan limits apply. Restrictions do apply. Funds are limited and program can be discontinued at any time and without notice.

***The interest rate of 5.50% is based on a 30-year fixed-rate conventional loan with a 20% down payment. The sales price is $499,990 with a loan amount of $399,992. The Annual Percentage Rate is 5.5528%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after 6/17/2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 26, 2027. If interest rate is lower 30 days prior to closing, the buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. A 1% prepaid lock deposit is due at the time of rate lock. Other financing options may be available with as little as 5% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Funds are limited and program can be discontinued at any time and without notice.

****Valid on contracts written between July 1, 2026, and September 15, 2026, on select to-be-built smart series homes in Cay at Coasterra and Southpointe. Buyer to receive free platinum design package upgrade included with contract, subject to limitations established by the community. Anything above and beyond promotional credit is the buyer's responsibility. Cannot be combined with any other offers. Offer is not valid on contract rewrites, transfers, or for buyers who have had a previous contract with M/I Homes cancelled for any reason. Incentive must be assigned at the time of contract. Incentives and availability are subject to change without notice. No other fees, payments, or credits will be applied or applicable to the promotion. No other fees, payments, or credits will be applied or applicable to the promotion. Offer not available for re-negotiation on existing contracts and is subject to change without notice. See an M/I Homes New Home Consultant for specific details.

^† Closing Costs up to $10,000 available on select to-be-built smart series homes in Cay at Coasterra and Southpointe, and may apply to buyer's costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer's portion of prorated HOA fees and/or dues. The seller's contribution is limited to agency limits of 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.

^†† Closing Costs up to $10,000 available on select Quick Move-In in Cay at Coasterra and Southpointe, and may apply to buyer's costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer's portion of prorated HOA fees and/or dues. The seller's contribution is limited to agency limits of 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.