Summer Savings With a Great Rate
Enjoy a first year 1.875% Rate* / 4.9249% APR* with a 3/2/1 buydown on a 30-year fixed FHA mortgage* when you make your move to Coasterra or Southpointe this summer.
Details
Make the most of summer with limited-time savings designed around you! For a short time, you can take advantage of exclusive incentives tailored to fit your needs—making it easier than ever to bring your dream home to life.
Receive the following when you purchase a Quick Move-In home in Coasterra or Southpointe:
- First-year rates as low as 1.875% Rate* / 4.9249% APR* with a 3/2/1 buydown on a 30-year fixed FHA loan offered through M/I Financial, LLC
- Up to $10,000 in closing costs**
- Up to $10,000 in closing costs**
- Free platinum design package upgrade†
*The interest rate of 4.875% is based on a $500,000 sales price with a $482,500 loan amount. Financed amount is $490,943 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed FHA loan with a 3/2/1 buy-down. The 4.875% interest rate is temporarily reduced to 1.875% for year 1, 2.875% for year 2, 3.875 for year 3, and 4.875% for years 4–30. The ANNUAL PERCENTAGE RATE is 4.9249%. Program is available on selected Quick Move-In homes and applies to new contracts on contracts on or after July 16, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30,2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**Closing Costs up to $10,000 available on select Quick Move-In or To-Be-Built homes in Coasterra and Southpointe, and may apply to buyer's costs, including lender fees, title fees, prepaid escrows, and 3rd party fees. Buyers are responsible for the buyer's portion of prorated HOA fees and/or dues. The seller's contribution is limited to agency limits of 6% (depending on the percentage of the down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Closing Costs are only valid when buyers use M/I Financial, LLC (NMLS #50684) and are limited to the amount determined per community. Incentives and availability are subject to change without notice. Cannot be combined with any other offers. Some restrictions apply. See an M/I Homes New Home Consultant for specific details.
†Valid on contracts written between July 1, 2026, and September 15, 2026, on select To-Be-Built Smart Series homes in Coasterra and Southpointe. Buyer to receive free platinum design package upgrade included with contract, subject to limitations established by the community. Anything above and beyond promotional credit is the buyer’s responsibility. Cannot be combined with any other offers. Offer is not valid on contract rewrites, transfers, or for buyers who have had a previous contract with M/I Homes cancelled for any reason. Incentive must be assigned at the time of contract. Incentives and availability are subject to change without notice. No other fees, payments, or credits will be applied or applicable to the promotion. No other fees, payments, or credits will be applied or applicable to the promotion. Offer not available for re-negotiation on existing contracts and is subject to change without notice. See an M/I Homes New Home Consultant for specific details.
Have questions for us?
Ask about current properties or more details about this incentive, or call (941) 225-2111
