4.875% Rate* / 5.6236% APR* FHA 30-Year Fixed Loan*

BEAT THE HEAT with a 4.875% Rate* / 5.6236% APR* FHA 30-year fixed loan or 4.875% Rate** / 5.4339% APR** on a 30-year fixed VA loan offered through M/I Financial, LLC for a limited time on select Quick Move-In homes.


More Details:

For a limited time, on select Quick Move-In homes you can secure an exclusive 4.875% Rate* / 5.6236% APR* on a 30‑year fixed FHA loan or 4.875% Rate** / 5.4339% APR** on a 30-year fixed VA loan. With this special financing opportunity from M/I Financial, LLC, there’s never been a better moment to make your move.

Why Take Advantage of This Special Rate?

Lower Monthly Payments
Enjoy significantly reduced payments
Increased Buying Power
A lower introductory rate means you can afford more of the home you truly want
Peace of Mind
Secure your rate now and settle into a beautifully crafted, high quality M/I Home
Limited-Time Opportunity
This exclusive offer valid only on new contracts written on or after July 15, 2026 and by September 30, 2026.   

Whether you're moving up, relocating, or purchasing your very first home, now is the perfect time to buy.

* The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a sales price of $411,000 and a loan amount of $396,615. Financed amount is $403,556 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6236%. Promotional rate applies to new contracts written on or after July 15, 2026 and by September 30, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing programs may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

** The interest rate of 4.875% is based on a 30-year fixed rate VA loan with a sales price of $411,000 and a loan amount of $411,000. The Financed amount is $424,563 which includes the VA Funding Fee of 3.30%. A 0% down payment and a minimum credit score of 640 is required.  The ANNUAL PERCENTAGE RATE is 5.4339%. Promotional rate applies to new contracts written on or after July 15, 2026 and by September 30, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by October 30, 2026. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable VA county loan limits apply. Restrictions do apply.

Communities offering this incentive

BEAT THE HEAT with a 4.875% Rate* / 5.6236% APR* FHA 30-year fixed loan or 4.875% Rate** / 5.4339% APR** on a 30-year fixed VA loan offered through M/I Financial, LLC for a limited time on select Quick Move-In homes.