4.875% Rate* / 5.882% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

*The interest rate is based on a 30-year conventional loan with a 7/6 ARM and a 20% down payment for new contracts executed on or after 9/24/26 that close by 11/30/26.  In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease a maximum of 5%. A minimum 720 FICO is required. No exceptions. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. Based on a purchase price of $499,990 with 20% down and a loan amount of $399,990, the ANNUAL PERCENTAGE RATE is 5.882%. Assuming the 30-day average SOFR index is the same after 84 payments as it was on 9/24/2026, the simple interest rate after the first adjustment would be 6.50% and would remain constant for the next 6 months. The minimum lifetime rate is 2.75%.  There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. The promotion does not apply to cancellations, rewrites, or transfers. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Restrictions to apply. Financing is offered through M/I Financial, LLC (NMLS# 50684).