4.875% Rate* / 5.7536% APR* Plus Paid Closing Costs**

*The interest rate is 4.875% 30-year fixed FHA rate mortgage with a minimum 3.5% down payment. THE ANNUAL PERCENTAGE RATE is 5.7536% is based on the sales price $350,000 and total loan amount $343,660 and a 680-credit score. Buyer must occupy this property and meet all qualification requirements of the program.  The seller's contribution is limited to agency limits which depends on loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer not available for renegotiations on existing contracts. Advertised rate is for a limited time and available for contract written now through 7/15/2024, rate could change until locked M/I Financial, LLC.  For all offers, buyer must make loan application within 48 hours of contract signing and must close by August 31st, 2024. Financing is offered through M/I Financial, LLC (NMLS# 50684). See M/I Homes New Home Consultant for specific details. M/I Financial, LLC is an Equal Opportunity Lender Nationwide Multistate Licensing System’s Consumer Access Website www.nmlsconsumeraccess.org.

**Sellers contribution is up to $12,000 to be used towards origination, discount points, closing costs or prepaids are valid on select homes only and must close by August 31st, 2024. Paid closing costs may vary per home and applies to buyer's costs including allowable closing costs, prepaids, and capital contribution fees and/or discount points (excluding fees from home inspections, radon inspections, or any other Purchaser elected transaction fee). The purchaser is responsible for closing costs in excess of this contribution. The Seller’s contribution is limited to agency limits of 3% to 6% (depending on percentage of down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Financing is offered through M/I Financial, LLC (NLMS# 50684). Reference: Nationwide Multistate Licensing System and Registry’s Consumer Access website: http://nmlsconsumeraccess.org. Prices and promotions are subject to change without notice. Restrictions apply. See an M/I Homes New Home Consultant for details.

***Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.