Long-Term Rate Lock

*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. The interest rate of 5.5% is based on a 30-year fixed-rate conventional loan.  The sales price is $398,000 with a loan amount of $358,200.  PMI will be required and is included in the APR. A 10% down payment and minimum credit score of 720 are required. The ANNUAL PERCENTAGE RATE is 5.724%.  Program is available on select homes only and applies to new contracts written on or before August 31, 2026. Promotion does not apply to cancellations, rewrites, or transfers.  The seller’s contribution is limited to agency limits, which depend on the loan program and LTV.  Buyer must occupy the property as their primary residence and meet all program qualification requirements.  The buyer must make a loan application within 48 hours of contract signing and must close between October 1, 2026, and February 25, 2027.  Other financing options may be available with as little as 5% down payment.  Rate is subject to change without notice and is not guaranteed until locked with M/I Financial LLC. Conforming conventional loan limits apply.  Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.  If the interest rate is lower 30 days before closing, the buyer has the option to float down to the current market rate. Contact your MIF Loan Officer for more details on the Float-Down option.  A 1% prepaid lock deposit is due at the time of application/rate lock.  Funds are limited, and the program can be discontinued at anytime and without notice.

**Buyer to receive up to $4000 towards allowable closing costs through M/I Financial, LLC (NMLS#50684). Buyers are responsible for their portion of prorated HOA fees and dues.  Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV.  The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at anytime without notice. Valid on new contractions only written on or before August 31, 2026, and must close on or after October 1, 2026.