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*The interest rate of 3.875% is based on a 30-year fixed-rate FHA loan with a 1/0 buydown on a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 3.875% for year 1 and 4.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 5.6272%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not include homes or townhomes in Andelina Farms. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

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