Home Means More with First-Year 2.875% Rate* / 5.123% APR*

Home is more than walls and a roof - it's where life happens. Start making memories in a new home this year with extra savings through our unbelievable 2/1 buydown rate, giving you lower payments up front and long-term affordability that feels too good to be true.

Home Means More

Your home is a sanctuary. It's where memories are made. First steps echo across the hardwood floors, laughter fills the kitchen, and snowmen are built in the backyard. 

Right now, our 2/1 buydown on a 30-year fixed-rate conventional loan offered through M/I Financial, LLC will save you thousands on select Quick Move-In Homes closing by March 31st, 2026.*

• Year 1: 2.875% Rate* / 5.123% APR*
• Year 2: 3.875% Rate* / 5.123% APR*
• Years 3-30: 4.875% Rate* / 5.123% APR*

Our 2/1 buydown on a 30-year fixed-rate FHA loan with first year rates as low as 2.875% Rate** / 5.629% APR** or 30-year fixed-rate VA loan with first year rates as low as 2.875% Rate*** / 4.917% APR*** is also available for homes closing by March 31st through M/I Financial, LLC. 

This isn't just about rates. It's giving you more opportunities for your future. More home for your money, more space for your family, and more savings in your pocket to enjoy the things you love most.

Contact our team today to schedule an appointment to tour a home that means more. 

*The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan amount with a 2/1 buydown and a 5% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.123%. Program is available on selected Quick Move-In Homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31st, 2026. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Conforming Conventional loan limits apply.

**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan amount with a 2/1 buydown. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.629%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31st, 2026. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The interest rate of 4.875% is based on a 30-year fixed-rate VA loan amount with a 2/1 buydown and a 0% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 4.917%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31st, 2026. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.