Dream Big with Lower Rates, Special Pricing, Big Savings, & More
May 16 - June 15, 2025
The Dream Big Sales Event is happening now, and the clock is ticking. Receive a 1/0 rate buydown on a 30-year fixed-rate FHA loan and special pricing on select Quick Move-In Homes. And so much more!
More Details:
Dream Big with M/I Homes! We want to help make homeownership happen for you with big savings.
Don’t snooze and watch your dreams of owning a new home with great savings go POOF. Visit us and purchase a new home before the Dream Big Event clock runs out on Sunday, June 15th.
Quick Move-In Incentives:
We are offering special pricing on most of our Quick Move-In homes that can contract by June 9th and close by June 30th.
And receive up to 6% in paid closing costs*, which can be used to lock in a 1/0 FHA loan rate buydown** offered through M/I Financial, LLC! This is exclusively for new contracts written during our Dream Big Event.
- Year 1: 3.875% Rate**/ 5.6411% APR**
- Years 2-30: 4.875% Rate** / 5.6411% APR**
Interested in a home under construction that is not quite move-in ready? We're offering a special rate lock program that can contract by June 15th and close by the December 31, 2025:
- A 5.50% Rate***/6.281% APR*** based on a 30-year fixed rate FHA loan or
- A 5.875% Rate****/6.1022% APR**** based on a 30-year fixed rate conventional loan
- And you will receive discounts on homesite premiums, including 1/2 off or even the entire premium waived in select communities*****
We have quality homes built for you in the best locations. Find your new home during the Dream Big Sales Event and set up a private appointment to see the home in person through the assistance of our Internet Sales Managers.
*The up to 6% in paid closing costs is valid only on quick move-in homes that contract by June 15, 2025, and close by June 30, 2025. Paid closing costs may vary per home and apply to buyer’s costs, including allowable closing costs, pre-paid and capital contribution fees, and/or discount points (excluding fees from home inspections, radon inspections, or any other buyer-elected transaction fee). The buyer is responsible for closing costs in excess of this contribution. The seller’s contribution is limited to agency limits of 3% to 6% (depending on the percentage of the down payment and loan program). The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Financing is offered through M/I Financial, LLC NMLS #50684. Prices and promotions are subject to change without notice. Restrictions apply and could change at any time. See an M/I Homes New Home Consultant for details.
**The interest rate is based on a 30-year FHA loan with a 1-0 buydown and is based on a sales price of $369,990 and a $357,040 loan amount. The financed amount is $363,288, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6411%. In the first year, the interest rate is 3.875%. In years 2 through 30, the interest rate is 4.875%. The program is available for selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing. Contracts need to be signed by June 15, 2025, and must close by June 30, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***The interest rate of 5.50% is based on a 30-year fixed rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.281%. The program is available on select homes only and applies to new contracts written between 5/23/2025 and 6/15/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
****The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan. The sales price is $414,508, with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on select homes only and applies to new contracts written between 5/23/2025 and 6/15/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 12/31/25. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
*****Homesite premium discounts are offered in select communities. Homes must contract by 6/15/25. Offer can change at any time and can't be combined with the buydown rate mentioned above.
Have questions for us?
Ask about current properties or more details about this incentive, or call (704) 286-6498