Summer Savings - Great Rate & More!

Summer Savings are here! Take advantage of a special 1/0 buydown and enjoy a first-year rate as low as 4.25%* / 5.311 APR* on a 30-year fixed conventional loan* when you finance with M/I Financial. It's a great opportunity to reduce your initial monthly payment and make homeownership more affordable this summer.


How It Works:

Make the most of summer with a limited-time financing opportunity designed to help you save more from the start of your homeownership journey.

With our special 1/0 buydown on a 30-year fixed conventional loan* through M/I Financial, LLC, you'll enjoy lower monthly payments during the first year of your loan—giving you extra flexibility as you settle into your new home.

Take advantage of these Summer Savings on select homes that close by September August 30th:
• Year 1: 4.25% Rate* / 5.311% APR*
• Years 2–30: 5.25% Rate* / 5.311% APR*
• Ask about our FHA and VA loan options

Plus, receive up to 2% in allowable closing costs**!

Don't let these summer savings pass you by. Contact our team today to schedule a personalized tour of our available homes and learn how this limited-time offer can help make your move more affordable.

*The interest rate of 5.25% is based on a 30-year fixed-rate conventional loan with a 1/0 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 5.25% interest rate is temporarily reduced to 4.25% in year 1, and remains at 5.25% in years 2-30. The ANNUAL PERCENTAGE RATE is 5.311%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after 7/16/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 9/30/26. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**For a limited time, M/I Homes will pay allowable closing costs up to 2% on new contracts on or after 7/16/26 and closes by 9/30/26. Available through M/I Financial, LLC (NMLS# 50684), these closing costs will be paid only on primary residence and first mortgages. Buyer must make an application within 48 hours of the contract. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depends on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.

Communities offering this incentive

Summer Savings are here! Take advantage of a special 1/0 buydown and enjoy a first-year rate as low as 4.25%* / 5.311 APR* on a 30-year fixed conventional loan* when you finance with M/I Financial. It's a great opportunity to reduce your initial monthly payment and make homeownership more affordable this summer.