Fall Savings: 7/6 ARM* on a 30-year Conventional Loan Now Available

October 12 - November 8, 2026

Fall is the perfect time to make a smart move. For a limited time, enjoy a special 7/6 ARM 30-year conventional loan with a 4.875% rate* / 5.749% APR* when using M/I Financial, LLC, and discover how a lower monthly payment could help you get more from your new home purchase. Explore the savings and see which Quick Move-In homes qualify before this seasonal offer ends.

Enjoy the Season of Savings

This season brings more than cooler temperatures. It brings an opportunity to make a smart move for your future. With a limited-time 7/6 ARM and a variety of Quick Move-In homes available, you can enjoy a lower monthly payment while settling into a brand-new home before year-end.

For a limited time, you can secure an exclusive 4.875% Rate* / 5.749% APR* on a 30-year conventional loan with a 7/6 ARM fixed for the first 7 years* of homeownership. Offered through M/I Financial, LLC, this special financing opportunity can help you maximize your savings when you close by December 18, 2026.

Available Financing:
• Years 1-7: 4.875% Rate* / 5.749% APR*
• Years 8-30: Interest rate and payment adjust every 6 months based on index rate changes*
• Other financing programs, including FHA and VA loan options, are available.

Plus, M/I Homes will pay up to 2% in allowable closing costs.**

Why Choose This Special Rate?
• Lower Monthly Payments: Enjoy more affordable payments for your first 7 years
• More Buying Power: Take advantage of a lower rate to purchase your ideal home
• Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home
• Limited Time Only: This exclusive offer is available for homes that close by December 18, 2026

Whether you’re upgrading, relocating, or purchasing your first home, now is the perfect time to fall in love with a new home. This special incentive won’t be around forever.

*The 4.875% interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment, for new contracts executed on or after 10/12/26 that close by 12/18/26. In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease by a maximum of 5%. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. A minimum 720 FICO is required. No exceptions. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1%, with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.749%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 10/12/26, the simple interest rate after the first adjustment would be 6.500% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. Promotion does not apply to cancellations, re-writes or transfers. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.

**For a limited time, M/I Homes will pay allowable closing costs up to 2% on new contracts executed on or after 10/12/26 that close by 12/18/26. Available through M/I Financial, LLC (NMLS# 50684), these closing costs will be paid only on primary residence and first mortgages. Buyer must make an application within 48 hours of the contract. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depends on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The offer is for a limited time only and is subject to change without notice. Some restrictions apply. See New Home Consultant for details.