Take advantage of lower rates and better living in Carillon

**Buyer will receive up to 3% towards allowable closing costs through M/I Financial, LLC (NMLS#50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must make a loan application within 48 hours of contract signing and must close by December 31^st, 2026. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions may apply. The offer is for a limited time, and subject to change without notice. 

***The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan with a Temporary 2/1 Rate Buydown on a sales price of $500,000 and a down payment of 20%.  The total loan amount is $400,000. The 5.875% interest rate is temporarily reduced in year 1 to 3.875%, year 2 to 4.875%, year 4-30 to 5.875%. The ANNUAL PERCENTAGE RATE is 5.921%. A minimum credit score of 720 is required. Program is only available on select homes and applies to new contracts written on or after September 22^nd, 2026 - October 11^th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31^st, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. The Temporary 2/1 Rate Buydown cannot be combined with closing cost incentive.

****Level 1 Refrigerator and Level 1 Washer & Dryer package available only on select homes in Carillon. Appliance models, colors, features, and availability may vary and specifications are subject to change without notice. No cash value, credits, substitutions, or exchanges permitted. Offer applies to new contracts written on or after September 22^nd, 2026 through October 11^th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. Restrictions may apply. See Sales Associate for complete details.

†The interest rate of 6.25% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 7.012%. Program is available on select homes only and applies to new contracts written on or after September 22^nd, 2026 - October 11^th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 28^th, 2027. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. 1% prepaid lock deposit due at the time of rate lock. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

††The interest rate of 6.25% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. A minimum credit score of 720 is required. The ANNUAL PRECENTAGE RATE is 6.297%.Program is available on select homes only and applies to new contracts written on or after September 22^nd, 2026 - October 11^th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 28^th, 2027. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. 1% prepaid lock deposit due at the time of rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Funds are limited and program can be eliminated at any time and without notice.