Looking to Move Later? Lock In a Below-Market Rate* in Vista Gardens and Chaparral Ranch

**The interest rate of 5.50% is based on a 30-year fixed rate VA loan. The Payment is based on a $350,000 sales price with a $350,000 loan amount.  Financed amount is $357,525 which includes the VA Funding Fee of 2.15%.  A 0% down payment and a minimum credit score of 640 are required.  The ANNUAL PERCENTAGE RATE is 6.4243%.  Program is available on select homes only and applies to new contracts written on or after May 22nd, 2026.  A 1% prepaid lock deposit is due at the time of rate lock. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Borrowers must occupy the property as their primary residence and meet all qualification requirements of the program. The borrower must make a loan application within 48 hours of contract signing and must close by December 31, 2026.  Other financing options may be available with as little as 3.50% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The interest rate of 5.50% is based on a 30-year fixed rate FHA loan. The Payment is based on a $350,000 sales price with a $ loan amount.  Financed amount is $343,660 which includes the FHA UFMIP of 1.75%.  A 3.50% down payment and a minimum credit score of 640 are required.  The ANNUAL PERCENTAGE RATE is 6.4644%.  Program is available on select homes only and applies to new contracts written on or after May 22nd, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Borrowers must occupy the property as their primary residence and meet all qualification requirements of the program. The borrower must make a loan application within 48 hours of contract signing and must close by December 31st, 2026. A 1% prepaid lock deposit is due at the time of rate lock. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Other financing options may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply . Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.