4.875% Rate* / 5.749% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

Discover how you could lock in an incredible 4.875% Rate* / 5.749% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 years* offered through M/I Financial, LLC—an exclusive, limited-time opportunity.


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The Opportunity to Own a New Home Is Now More Attainable Than Ever

For a limited time, you can secure an exclusive 4.875% Rate* / 5.749 APR* on a 30-year conventional loan with a 7/6 ARM fixed for the first 7 years of owning your new home. 
  • Years 1-7: 4.875% Rate* / 5.749% APR*
  • Years 8-30:  Interest rate and payment adjust every 6 months based on index rate changes*
Why Choose This Special Rate?
  • Lower Monthly Payments: Enjoy more affordable payments for your first 7 years
  • More Buying Power: Take advantage of a lower rate to purchase your ideal home
  • Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home
  • Limited Time Only: This exclusive offer is available for homes that close by November 30th, 2026
This special incentive won’t last long. With this special program, offered through M/I Financial, LLC, there’s never been a better time to buy!

*The interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment, for new contracts executed on or after 9/24/26 that close by 11/30/26. In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease by a maximum of 5%. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. A minimum 720 FICO is required. No exceptions. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1%, with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.749%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 9/24/26, the simple interest rate after the first adjustment would be 6.500% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. Promotion does not apply to cancellations, re-writes or transfers. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply.

Communities offering this incentive

Discover how you could lock in an incredible 4.875% Rate* / 5.749% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 years* offered through M/I Financial, LLC—an exclusive, limited-time opportunity.