First-Year Rates as Low as 2.875% Rate* / 5.6236% APR* With a 2/1 Buydown on a 30-Year FHA Mortgage*
This is your chance to lock in an incredible rate through M/I Financial, LLC!* Take advantage of our selection of below-market rates on select Quick Move-In homes that can close by August 29, 2025.*
More Details:
Now, for a limited time, we're offering incredible, below-market rates to help make your dream home a reality.
Take advantage of our 2-1 buydown on select Quick Move-In homes that can close by August 29th, 2025, and choose the best way to save:
✓ 2/1 Rate Buydown on a 30-year FHA mortgage:*
- Year 1: 2.875% Rate* / 5.6236% APR*
- Year 2: 3.875% Rate* / 5.6236% APR*
- Years 3–30: 4.875% Rate* / 5.6236% APR*
✓ 2/1 Rate Buydown on a 30-year VA mortgage:**
- Year 1: 2.875% Rate** / 5.4339% APR**
- Year 2: 3.875% Rate** / 5.4339% APR**
- Years 3–30: 4.875% Rate** / 5.4339% APR**
✓ 2/1 Rate Buydown on a 30-year Conventional mortgage:***
- Year 1: 3.875% Rate*** / 6.2880% APR***
- Year 2: 4.875% Rate*** / 6.2880% APR***
- Years 3–30: 5.875% Rate*** / 6.2880% APR***
Contact us today to schedule your appointment and learn how you can save hundreds on your monthly payments!
*The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. Financed amount is $403,540 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6236%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The interest rate of 4.875% is based on a 30-year fixed rate VA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. Financed amount is $424,563 which includes the VA funding fee. A 0% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.4339%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***The interest rate of 5.875% is based on a 30-year fixed rate conventional loan with a 2/1 buydown on a sales price of $449,990 with a loan amount of $404,950. A 10% down payment and a minimum credit score of 720 is required. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 6.2880% Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by July 31, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by August 29, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (813) 331-5888