Limited-Time Rates as Low as 3.875% Rate / 4.3483% APR*

**The rate is based on a $414,507 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A minimum down payment of 3.5% and credit score of 640 are required. The interest rate is 3.875% and applies to a 30-year fixed rate FHA loan. The ANNUAL PERCENTAGE RATE is 4.6170%. Program is available on select homes only. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. This applies to new contracts only and buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024.  Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***Promotional rate applied to contracts written from October 1, 2024 to October 31, 2024 for a limited time on homes that close by December 31, 2024. The payment is based on a $449,990 sales price, a $404,950 loan amount, a 10% down payment, and a minimum credit score of 680. The principal and interest payments including the mortgage insurance premium, are $2,298.23. The interest rate of 4.875% applies to a 30-Year Conventional Fixed-Rate Mortgage with the use of M/I Financial, LLC. The ANNUAL PERCENTAGE RATE is 5.5290%. Payments do not include taxes or insurance. The total monthly payment will be higher. The program is available on select Quick Move-In homes only. The Seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property and meet all qualification requirements of the program. Buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2024. Buyer must occupy the property as a primary residence. Other financing programs may be available. The advertised rate is for a limited time and is subject to change without notice. The rate is not guaranteed until locked with M/I Financial, LLC (NMLS# 50684). Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions apply. See M/I Homes New Home Consultant for details. This offer may not be combined with any other offer or incentive. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.