3.99% Rate* / 5.316% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

Make your dream of homeownership a reality. Discover how you could lock in an incredible 3.99% Rate* / 5.316% APR* on a 30-year conventional loan with a 7/6 ARM fixed for 7 7ears* offered through M/I Financial, LLC—an exclusive, limited-time opportunity.

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The Opportunity to Own a New Home Is Now More Attainable Than Ever

For a limited time, you can secure an exclusive 3.99% Rate* / 5.316% APR* on a 30-year conventional loan with a 7/6 ARM fixed for the first 7 years of owning your new home. With this special program, offered through M/I Financial, LLC, there’s never been a better time to buy.

Special rate—30-year conventional loan with a 7/6 ARM fixed* on homes that close on or before March 31, 2026:

• Years 1-7: 3.99% Rate* / 5.316% APR* 
• Years 8-30:  Interest rate and payment adjust every 6 months based on index rate changes*
• Be sure to ask about our FHA and VA loan options

Why Choose This Special Rate?

• Lower Monthly Payments: Enjoy more affordable payments for your first 7 years
•  More Buying Power: Take advantage of a lower rate to purchase your ideal home
•  Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home
•  Limited Time Only: This exclusive offer is available for homes that close by March 31, 2026

No matter where you are in your homeownership journey—buying your first home, moving up, or starting fresh—now is the perfect time to buy. With our limited-time offers, finding a home that fits your lifestyle has never been easier or more affordable.

Don’t miss out on these savings. Act quickly and make your dream home a reality.

*The interest rate is based on a 30-year conventional 7/6 ARM with a 20% down payment. A minimum credit score of 720 is required. No exceptions. Must close by March 31, 2026. In the first 7 years, the interest rate is 3.99%. After 84 payments, the interest rate will increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30-day average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.316%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 1/16/2026 the simple interest rate after the first adjustment would be 6.452% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. The promotion does not apply to cancellations, rewrites, or transfers. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Restrictions do apply. Available through M/I Financial, LLC (NMLS# 50684).