Move In Now, Pay Less

*The interest rate of  5.875% is based on a 30-year fixed-rate conventional loan with a 20% down payment with a 2/1 buydown. The sales price is $500,000 with a loan amount of $400,000. The 5.875 % interest rate is temporarily reduced in year 1 to 3.875% year 2 to 4.875% and will be 5.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.99%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written after November 2nd, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 30th, 2026. Other financing options may be available with as little as 5% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (https://nmlsconsumeraccess.org). 

**Buyer to receive up to $2,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after November 2, 2026. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (https://nmlsconsumeraccess.org).

^†The interest rate of 6.25% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PRECENTAGE RATE is 6.369%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after November 2nd, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30th, 2027. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. A 1% prepaid lock deposit due at the time of application/rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply.  Funds are limited and program can be eliminated at any time and without notice. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (https://nmlsconsumeraccess.org).