Buy Now, Pay Less

For a limited time, secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.123% APR* on a 30-year fixed conventional loan through M/I Financial, LLC. Learn more about how you can increase your home buying power today!

More Details

Are you wanting to buy a new home but are worried about high interest rates? Then we have great news!

M/I Financial, LLC offers a program that reduces payments and helps you move into a new home sooner—without the bidding wars. 

Buy Down Your Rate

For a limited time, our 2/1 buydown on a 30-year fixed rate conventional loan offered through M/I Financial, LLC can save you thousands on select Quick Move-In Homes closing by June 30th, 2026.*

Enjoy lower payments right when you move-in:

• Year 1: 2.875% Rate* / 5.123% APR*
• Year 2: 3.875% Rate* / 5.123% APR*
• Years 3-30: 4.875% Rate* / 5.123% APR*

Prefer FHA or VA? Our 2/1 buydown is also available on all eligible homes closing by June 30th through M/I Financial, LLC:

• 30-year fixed FHA loan with first-year rates as low as 2.875%** / 5.629% APR**  
• 30-year fixed VA loan with first-year rates as low as 2.875%*** / 5.102% APR***

Contact our team to schedule an appointment and begin your move today!

*The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan amount with a 2/1 buydown and a 5% down payment. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3-30. PMI will be required and is included in the APR. The ANNUAL PERCENTAGE RATE is 5.123%. Program is available on selected Quick Move-In Homes and applies to new contracts only written on our after 4/26/26. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30th, 2026. Minimum credit score of 720 is required. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Conforming Conventional loan limits apply.

**The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $410,125. Financed amount is $417,302 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 2.875% in year 1, 3.875% in year 2 and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.628%. Program is available on selected Quick Move-In homes and applies to new contracts only written on or after 4/26/26. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30, 2026. Other financing programs may be available with as little as 0% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.