Fall Into Savings: 3.875% Rate* / 6.104% APR* First-Year Rates

October 12 - November 8, 2026

As the leaves begin to fall, it's the perfect time to Fall Into Savings on a new home. Take advantage of our seasonal offers and make your move before the end of the year!


Fall into Savings this September

This season, let the crisp air and golden leaves inspire your next big move. Let our team guide you home this season with our exclusive 2/1 buydown, designed to lower your monthly payments and help you settle into a new home sooner, without the bidding wars. 🍂

Select Quick Move-In homes closing by December 18th, 2026 qualify for a 2/1 buydown on a 30-year fixed-rate FHA loan through M/I Financial, LLC.***

  • Year 1: 3.25% Rate*** / 6.012% APR***
  • Year 2: 4.25% Rate*** / 6.012% APR***
  • Years 3–30: 5.25% Rate*** / 6.012% APR*** 

Or take advantage of our 2/1 buydown on a 30-year fixed-rate conventional loan through M/I Financial, LLC for Quick Move-In Homes closing by December 18th, 2026.† 

  • Year 1: 3.875% Rate† / 6.104% APR†
  • Year 2: 4.875% Rate† / 6.104% APR†
  • Years 3–30: 5.875% Rate† / 6.104% APR† 

Don't miss your shot to save thousands. Contact us today before it's too late!

*The interest rate of 5.25% is based on a 30-year fixed-rate FHA loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $417,302. Financed amount is $417,302, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 5.25% interest rate is temporarily reduced to 3.25% in year 1, 4.25% in year 2, and will be 5.25% in years 3-30. The ANNUAL PERCENTAGE RATE is 6.012%. Program is available on selected Quick Move-In homes and applies to new contracts only written between September 14, 2026 and October 11, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 18, 2026. Other financing programs may be available with as little as 0% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

**The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown on a sales price of $425,000 and a loan amount of $403,750. A 5% down payment and a minimum credit score of 720 are required. The 5.875% interest rate is temporarily reduced to 3.875% in year 1, 4.875% in year 2, and will be 5.875% in years 3-30. PMI will be required and is included in the APR. The ANNUAL PERCENTAGE RATE is 6.104%. Program is available on selected Quick Move-In homes and applies to new contracts only written between September 14, 2026 and October 11, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 18, 2026. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

Communities offering this incentive

As the leaves begin to fall, it's the perfect time to Fall Into Savings on a new home. Take advantage of our seasonal offers and make your move before the end of the year!