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**The interest rate is based on a 30-year FHA loan with a 1-0 buydown and is based on a sales price of $369,990 and a $357,040 loan amount. The financed amount is $363,288, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6411%. In the first year, the interest rate is 3.875%. In years 2 through 30, the interest rate is 4.875%. The program is available for selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing. Contracts need to be signed by July 9, 2025, and must close by July 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

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