Home Sweet Savings: Fall Into Your New Home

Fall into a brand-new home and enjoy sweet savings along the way. Now's the perfect time to make your move before the holidays arrive.

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Make yourself at home this season.

From cozy fall evenings to holiday gatherings with family and friends, there's nothing sweeter than celebrating in a brand-new home. That's why M/I Homes is offering limited-time savings designed to help you move sooner and save more on select quick move-in homes.

Take advantage of these Home Sweet Savings offers before they're gone:

Lock in your savings with a 5.25% Rate* / 6.039% APR* on a 30-year fixed FHA loan offered through M/I Financial, LLC.

Or 4.875% Rate**/ 5.763% APR** on a 30-year Conventional 7/6 ARM loan offered through M/I Financial. LLC.

Up to 3% of base price towards closing costs when you use M/I Financial, LLC. Homes must be contracted by November 8th***

Special Savings on select quick move-in homes

Our knowledgeable coaches and special team members are available now to help:
✓ Share more Incentive Details on Qualifying Homes
✓ Schedule Private Community and Home Tours
✓ Explain Financing Options and Steps
✓ Walk Through the New Construction Timeline and Process
✓ Give Expert Information on Area Features, Attractions, and Schools

*The interest rate of 5.25 % is based on a 30-year fixed rate FHA loan with a sales price of $350,000 and a loan amount of $337,750. Financed amount is $343,660 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.039%. Program is available on select homes only and applies to new contracts written on or after October 11, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyers must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing. Contracts must be written by Nov 8, 2026.the buyer must make a loan application within 48 hours of contract signing. Buyers must close by December 31, 2026. Other financing programs may be available with as little as 0% down. Rates are subject to change without notice and are not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The 4.875% interest rate is based on a 30-year Conventional 7/6 ARM with a 20% down payment. In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the 30-day average SOFR index plus a margin of 2,75%. The ANNUAL PERCENTAGE RATE is 5.763%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 9/24/2026 the simple interest rate after the first adjustment would be 6.50% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. This program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing. Contracts must be written by October 31, 2026. Buyers must close by November 30, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. The rate is only available for a limited time and not guaranteed until locked with MIF. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The up to 3% paid closing costs incentive may vary per home and community and is available with M/I Financial. It applies to the buyer's costs, including allowable closing costs, pre-paids, discount points, rate lock extensions, a rate buy-down, HOA dues, and Capital Contribution Fees. The paid closing costs incentive does not include fees from home inspections, radon inspections, or any other purchaser-elected transaction fee. This also can't be used towards a price home price reduction. The purchaser is responsible for closing costs in excess of this contribution. Homes must be contracted by November 8^th, 2026, and homes must close by December 31, 2026. The seller's contribution is limited to lender limits of 3% to 6%. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Financing is offered through M/I Financial, LLC (NMLS# 50684). Incentives and pricing are subject to change without notice, and restrictions may apply. See a M/I New Home Consultant for complete details.