Oh My Stars! Celebrate America’s 250th Birthday with a 2/1 Buydown Mortgage

June 22 - July 5, 2026

Oh My Stars! Celebrate America’s 250th Birthday with a new home! For a limited time, secure a 2/1 buydown with first-year rates as low as 2.875%*/4.9112% APR* on a 30-year fixed conventional loan through M/I Financial. Learn how you can increase your home buying power today.


Oh My Stars! Celebrate America’s 250th Birthday with a Rate That Shines

To mark this milestone celebration, we’re rolling out a limited-time offer that’s truly spectacular! 

With our special 2/1 buydown on a 30-year fixed rate conventional loan* through M/I Financial, you will enjoy lower monthly payments early on—making it easier to settle into your new home from day one.

Take advantage of this star-spangled incentive on select homes that close by August 30th:
Year 1: 2.875% Rate* / 4.9112% APR*
Year 2: 3.875% Rate* / 4.9112% APR*
Years 3–30: 4.875% Rate* / 4.9112% APR*
Ask about our FHA and VA loan options

Make your move while the savings sparkle. Contact our team today to schedule a personalized tour of our available homes and secure your rate today. 

*The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown and a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The 4.875% interest rate is temporarily reduced in year 1 to 2.875%, year 2 to 3.875%, and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 4.9112%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after 6/22/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by 8/31/26. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

Communities offering this incentive

Oh My Stars! Celebrate America’s 250th Birthday with a new home! For a limited time, secure a 2/1 buydown with first-year rates as low as 2.875%*/4.9112% APR* on a 30-year fixed conventional loan through M/I Financial. Learn how you can increase your home buying power today.