Our Biggest Offers of the Year

May 18 - June 21, 2026

Time is running out to personalize a home of your own, just the way you dreamed it. Whether you are looking to move quickly, or build your dream home from the ground up, our locations across Dayton's top neighborhoods are the perfect place to call home.


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Each of us has dreams. Some big, some small. A big one that many of us have is to purchase our dream home. Here at M/I Homes, we take these dreams seriously. From our extensive website, meeting with our knowledgeable associates, to our 10-Year Transferable Warranty, we have your dream covered.

There's no time like the present to Dream Big! Contact us today to find out more about our current communities, available homes, and incentives near you to make your dream a reality.

Quick Move-In Homes

We have over 70 Quick Move-In homes that are move-in ready across Cincinnati and Dayton. With better pricing on these homes, you will be sure to find your dream home! From paired villas and townhomes to ranch and 2-story homes, we can make your dream home a reality. 

  • Over 70 move-in ready homes across 13 communities
  • Better pricing
  • Designer finishes and upgrades

Better Rate with M/I Financial on Quick-Move In Homes

Long Term Rate Lock

M/I Financial, LLC is offering a long term rate lock on qualifying Quick Move-In Homes. For a limited time, you can lock in with a 5.25% Rate* /5.316% APR* 30‑Year Conventional Fixed‑Rate Mortgage* through M/I Financial, LLC.  Schedule an appointment today to find out more about how you can secure this rate!

2/1 Rate Buydown

M/I Financial, LLC now offers you a program that dramatically lowers your payments for the first two years of your mortgage, putting a great new home within your reach.

Our 2/1 Rate Buydown on a 30-year fixed-rate Conventional loan** helps make it easier to buy a home today, rather than waiting for interest rates to drop.

  • Year 1: 2.875% Rate** / 4.917% APR**
  • Year 2: 3.875% Rate** / 4.917% APR**
  • Years 3-30: 4.875% Rate**/ 4.917% APR** 

Or for a limited time, you can secure a 2/1 buydown with first-year rates as low as 2.875%*** / 5.632% APR*** on a 30-year fixed FHA loan.

2/1 Rate Buydown on a 30-year fixed FHA mortgage:***

  • Year 1: 2.875% Rate*** / 5.632% APR***
  • Year 2: 3.875% Rate*** / 5.632% APR***
  • Years 3-30: 4.875% Rate*** / 5.632% APR***

Contact our team today for information on homes that qualify for this program.

 

To-Be Built Homes

Pick your lot and pick your floorplan!

When you buy a to-be-built during our dream big promotion - you get the option to choose from a Free Finished Basement or a Free Upgraded Gourmet Kitchen! ****

Dream of how you can use that extra space for the kids. Want the kitchen you have always dreamed of? Contact us today to select the home where your dreams come true!

*The promotional rate is based on a $560,000 sales price with a $448,000 loan amount. A 20% down payment and a minimum credit score of 720 is required. The 5.25%  interest rate applies to a 30-year Fixed Conventional Loan. The ANNUAL PERCENTAGE RATE is 5.316%. The long term rate lock requires a 1% origination charge that is refunded to the customer at closing. Program is available on selected Quick Move-In homes and applies to new contracts only. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The promotional rate is based on a $560,000 sales price with a $448,000 loan amount. A 20% down payment and a minimum credit score of 720 is required. The 4.875% interest rate applies to a 30-year Fixed Conventional Loan with a 2/1 buy-down. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2 and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 4.917%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion not valid on Timberhill Villa Homes. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The promotional rate is based on a $415,000 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year Fixed FHA loan with a 2/1 buy-down. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion not valid on Timberhill Villa Homes. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

****Free finished basement and free gourmet kitchen upgrade amount varies by community. Not available in all communities or on all floorplans. See NHC for complete details. 

Communities offering this incentive

Time is running out to personalize a home of your own, just the way you dreamed it. Whether you are looking to move quickly, or build your dream home from the ground up, our locations across Dayton's top neighborhoods are the perfect place to call home.