Home is All You Need

It's the new year, and now is the time to own a brand new home that meets all of your needs and checks all of your boxes. Now through February 6th, take advantage of limited-time incentives that make owning your dream home easier and more affordable.


More Details:

Kick off 2026 with incredible savings on your dream new construction home.

✨Exclusive Quick Move-In incentives: 
  • $500 Deposit
  • Free 55" flat screen HD Flat Screen TV***
  • Lower Payments with a 2/1 Buydown, making it easier to buy a home today, rather than waiting for interest rates to drop
  • $7,500 towards closing costs****

✨Exclusive To-Be-Built incentives:

Up to $15,000 towards Select Design Options* that matter most to you, like these free upgrades:

  • A Cozy Place - Free Fireplace
  • A Place for Being Productive - Free Office Upgrade
  • A Place to Relax - Free Covered Patio
  • A Place for Everything - Free 3-Car Garage
  • A Place for Foodies - Free Premium Appliance Upgrade

Plus, a 4.875% Rate / 5.6272% APR FHA loan** 

New beginnings await! Contact our team today for more details and learn more about our Home is All You Need offers.

*Up to $15,000 towards design options available only at Hillcrest Village, Bledsoe Springs, Pennington Mills, Reserve at Silver Springs, and Barton’s Mill on to-be-built homes. Offer subject to change at any time and without notice. Option availability may vary by community, floor plan, and homesite. Restrictions do apply. Contact an M/I Homes New Home Consultant for complete details.

**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts written between 1/16/2026 and 2/6/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

***Offer valid only with qualifying purchase. Free TV provided is a Samsung 55" Class U7900 Series UHD 4K Smart Tizen TV (2025). Model and specifications are as advertised; substitutions are not permitted. TV has no cash value and cannot be exchanged or returned separately. Limit one TV per qualifying transaction. Offer cannot be combined with other promotions, discounts, or financing options. Available while supplies last. Terms and conditions subject to change without notice.

****The buyer will receive $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Contract must be written between 1/16/2026 an 2/6/2026 and close by 3/31/2026.

Communities offering this incentive

It's the new year, and now is the time to own a brand new home that meets all of your needs and checks all of your boxes. Now through February 6th, take advantage of limited-time incentives that make owning your dream home easier and more affordable.