Quick-Move-In Incentives

*The interest rate of 5.875% is based on a 30-year fixed rate conventional loan with a 2/1 rate buydown on a sales price of $449,990 and a $404,991 loan amount. Financed amount is $404,991. A 10% down payment and a minimum credit score of 720 is required. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2 and is 5.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 6.653%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30^th, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

**The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 2/1 rate buydown on a sales price of $449,990 and a $441,839 loan amount. Financed amount is $441,839 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2 and is 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.879%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30^th, 2025. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. 

****If buyer elects the up to 3% in closing costs option, in lieu of the 2/1 rate buydown, buyer will receive up to 3% towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. 

^The interest rate of 5.50% is based on a 30-year fixed rate FHA loan with a sales price of $449,990 and a $441,839 loan amount. Financed amount is $441,839 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.556%. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county and Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited and program can be discontinued at any time and without notice. Restrictions do apply. 

^^The interest rate of 5.875% is based on a 30-year fixed rate Conventional loan with a sales price of $449,990 and a $404,991 loan amount. Financed amount is $404,991 with a 10% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.218%. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county and Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited and program can be discontinued at any time and without notice. Restrictions do apply.