Dream Big: Limited-Time Rate, Closing Costs, Design Upgrades & More!

May 16 - June 15, 2025

It’s Dream Big time. And the clock is ticking for you to find the perfect home of your own, just the way you dreamed it. View our current offers on To-Be-Built and Quick Move-In homes throughout Greater San Antonio's top neighborhoods.


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Visions dancing in your head of the perfect home? We have yours available now as a quick move-in or to-be-built homesite perfectly situated in your favorite community.

Sweet dreams are made of designer upgrades, like the latest kitchen cabinets, bathroom fixtures, and flooring galore.

And with so many - oh so dreamy - 1-and 2-story floorplans, the right style home can become a reality.

So don’t snooze, visit us before the Dream Big clock runs out!

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To-Be-Built Smart Series Homes:†

  • Limited-time rates on homes closing by December 31, 2025
    • 30-year VA mortgage: 5.50% Rate/5.995 APR ⁑
    • 30-year FHA mortgage: 5.50% Rate/6.281 APR ‡
    • 30-year Conventional mortgage: 5.875 Rate/6.1022 APR ⸸
  • Free Covered Patio
  • Up to $10,000 in Paid Closing Costs through M/I Financial, LLC.
  • Half-off Lot Premium
  • Pick 2 Upgrades (valued at $2,850)

To-Be-Built Classic Series Homes:††

  • Limited-time rates on homes closing by December 31, 2025
    • 30-year VA mortgage: 5.50% Rate/5.995 APR ⁑
    • 30-year FHA mortgage: 5.50% Rate/6.281 APR‡
    • 30-year Conventional mortgage: 5.875 Rate/6.1022 APR ⸸
  • Half-off design options up to $40,000
  • Half-off Lot Premium
  • Pick 1 Upgrade (valued at $7,500)

Quick Move-In Homes Closing by July 31, 2025:

  • Fixed 4.875% Rate/ 5.6410 APR on a 30-year FHA mortgage*
  • Fixed 4.875% Rate/5.0878 APR on a 30-year VA mortgage**
  • PLUS, receive paid closing costs up to $7,500!***

 

Hometown Heroes:†††

  • On top of any other promotion, receive $1,000 in paid closing costs through M/I Financial, LLC.

*The interest rate of 4.875% is based on a 30 year fixed rate FHA loan with a sales price of $320,000 and a $308,800 base loan amount. Financed amount is $314,204 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6410%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The interest rate of 4.875% is based on a 30 year fixed rate VA loan with a sales price of $414,508 and a $414,508 loan amount. Financed amount is $424,041 which includes the VA Funding Fee of 2.30%. A 0% down payment and minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.0878%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2025. Other financing programs may be available with as little as 3.5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***On top of the fixed rate, buyer to receive up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written between 6/1/2025 and 6/15/2025. Must close by 7/31/2025.

†Buyer to receive a free covered back patio, half off lot premium, up to $10,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684), one upgrade valued at $2,000 (group A), and one upgrade valued at $850 (group B).  Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront 
mortgage insurance premiums. Applicable on to-be-built homes in Smart Series communities only. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written between 5/16/2025 and 6/15/2025

††Buyer to receive half-off design options up to $40,000 and half-off lot premium. Maximum design option discount is $20,000. Buyer to receive their choice of luxury bath or kitchen upgrade. Valued at $7,500. Discount to be taken at the design appointment. Available only on to-be-built homes in Everly Estates and Preserve at Annabelle Ranch. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written between 5/16/2025 and 6/15/2025

†††To be eligible for the Hometown Hero Program and $1,000 in paid closing costs through M/I Financial, LLC (NMLS #50684), one must be or must have been a member of the Army, Navy, National Guard, Coast Guard, Marines or Air Force; doctors, nurses, police officers, fire fighters and paramedics. School teachers, principals and vice principals are also eligible. Proper ID must be shown at the time of contract. See an M/I Homes New Home Consultant for details.  Closing costs exclude prepaid items such as taxes, insurance, and escrow. The seller's contribution is limited to agency limits which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Can be combined with any other offer. Offer valid for a limited time and is subject to change without notice. One per household. 

⁑ The interest rate of 5.50%  applies to a 30-year VA loan with a financed funding fee of 3.3% based on $400,000 sales price and $413,200 loan amount.  The ANNUAL PERCENTAGE RATE is 5.995%. Program is available on select homes only and applies to new contracts written between 6/1/2025 and 6/15/2025.  Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV.  Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If interest rate is lower 30 days prior to closing, buyer has the option to float down to current market rate.  Maximum allowable VA county loan limits apply. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC.  Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited and program can be discontinued at any time and without notice.  Restrictions do apply.

‡The interest rate of 5.50% is based on a 30-year fixed rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.281%. Program is available on select homes only and applies to new contracts written between 6/1/2025 and 6/15/2025.  Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If interest rate is lower 30 days prior to closing buyer has the option to float down to current market rate.  Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited and program can be discontinued at any time and without notice. Restrictions do apply

⸸The interest rate of 5.875% is based on a 30-year fixed rate conventional loan. The sales price is $414,508 with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. Program is available on select homes only and applies to new contracts written between 6/1/2025 and 6/15/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025.  If interest rate is lower 30 days prior to closing buyer has the option to float down to current market rate.  Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited and program can be discontinued at any time and without notice. Restrictions do apply.