Our Biggest Offers of the Year

**The interest rate of 4.875% is based on a 30-year fixed-rate conventional loan with a 2/1 buydown and a 5% down payment. The sales price is $500,000 with a loan amount of $475,000, private mortgage insurance will be required and is included in the APR. The 4.875% interest rate is temporarily reduced in year 1 to 2.875%, year 2 to 3.875% and will be 4.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.2937%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31, 2026. Other financing options may be available with as little as 0% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (https://nmlsconsumeraccess.org).

***Up to $2,500 in paid closing costs are valid on select homes only and must close by November 30th, 2026. Paid closing costs may vary per home and applies to buyer's costs including allowable closing costs, pre-paids, and capital contribution fees and/or discount points (excluding fees from home inspections, radon inspections, or any other Purchaser elected transaction fee). The purchaser is responsible for closing costs in excess of this contribution. The Seller’s contribution is limited to agency limits of 3% to 6% (depending on percentage of down payment and loan program). Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Financing is offered through M/I Financial, LLC (NLMS# 50684). Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website: https://nmlsconsumeraccess.org. Prices and promotions are subject to change without notice. Restrictions apply. See an M/I Homes New Home Consultant for details.

†The interest rate of 5.25% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PRECENTAGE RATE is 5.3201%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 30th, 2026. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. 1% prepaid lock deposit due at the time of rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry’s Consumer Access website (https://nmlsconsumeraccess.org). Funds are limited and program can be eliminated at any time and without notice.