Long Term Rate Lock

**The interest rate of 5.5% is based on a 30-year fixed-rate conventional loan. The sales price is $535,000 with a loan amount of $481,500. PMI will be required and is included in the APR. A 10% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 5.743%. This program is available on select Quick Move-In homes and applies to new contracts only written on or after July 6^th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close between October 1, 2026 and February 26, 2027. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. If interest rate is lower 30 days prior to closing buyer has the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. A 1% prepaid lock deposit is due at the time of application/rate lock.  Funds are limited and program can be discontinued at any time and without notice.

***Flex cash is valid on new contracts written on or after July 6, 2026, for a limited time only for To-Be-Built and Quick Move-In homes that can close on or after October 1, 2026. Buyer may choose to use flex cash towards any of the following: closing costs or rate-buydown through M/I Financial, LLC (NMLS# 50684), structural or design options, or homesite premium. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the base price of the home. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $30,000 in flex cash in Jerome Village - Applewood, Hyatts Meadows, The Ridge at Glacier Pointe, Berlin Farm in our Signature Collection, Darby Station in our Signature Collection, Miller Farm in our Signature Collection, Hill Farm in our Retreat Collection, and Ivy Wood at Northstar. Buyers will receive up to $25,000 in flex cash in Forest Ridge, Winterbrooke Place, Woodcrest Crossing, Berlin Farm in our Smart Essentials and Premier Collections, Hill Farm in our Smart Essentials and Premier Collections, Darby Station in our Smart Essentials and Premier Collections, Homes at Foxfire, Pinnacle Quarry, and Spring Hill Farm. Buyers will receive up to $15,000 in flex cash in Clarkshaw Crossing in all collections. Buyers will receive up to $10,000 in flex cash in Hebron Landing. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. If pricing has already been reduced on a Quick Move-In Home, the flex cash amounts will be adjusted accordingly. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions.  

****Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after July 6, 2026 and must close on or after October 1, 2026.