New Year, New Savings

There's no better time than the New Year to find your new home in one of the nation's hottest housing markets with incredible savings that help you save big and give you confidence in your purchase.


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With the start of a new year, there's no better time to find your new home in one of the nation's hottest housing markets than right now. And for a limited time, we're offering incredible savings to make it easier to buy a home today, rather than worrying about what interest rates or pricing will be later. 

For Select Quick Move-In Homes and To-Be Built Homes:

✨ Lower your monthly payments by locking in an incredible, below-market rate of 4.875%* / 5.072% APR* on 30-year fixed conventional loans though M/I Financial, LLC

✨ Receive up to $6,500 towards paid closing costs** through M/I Financial, LLC

✨ Receive reduced pricing*** on select Quick Move-In Homes 

OR

✨ Receive Up to $30,000 in Flex Cash to use towards any of the following:

  • Homesite Premium
  • Structural and Design Options
  • Financing and Closing Costs through M/I Financial, LLC  

✨ Receive up to $6,500 towards paid closing costs** through M/I Financial, LLC

 

Contact our team to learn more about available homes and communities and to schedule your tour today!

*The interest rate of 4.875% is based on a 30-year fixed rate conventional loan. The sales price is $535,000 with a loan amount of $481,500. A 10% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 5.072%. This program is available on select Quick Move-In homes and to-be-built homes and applies to new contracts only written on or after January 1, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.

**Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Must close by September 30, 2026. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only. 

***Reduced pricing amounts vary per home and community. Pricing is accurately displayed on website.

Flex cash is valid on new contracts written for a limited time only for to-be-built homes and Quick Move-In Homes that can close before September 30, 2026. Buyer may choose to use flex cash towards any of the following: closing costs or rate-buydown through M/I Financial, LLC (NMLS# 50684), structural or design options, or homesite premium. Closing costs exclude prepaid items such as taxes, insurance, and escrows.  The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The amount of the offer and any other offers tied to the use of M/I Financial, LLC (NMLS# 50684) cannot exceed 3% of the base price of the home. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The Promotional credits, options, and upgrades vary per plan and community. Buyers will receive up to $30,000 in flex cash in Hyland Glen, Jerome Village–Applewood, Hyatts Meadows, The Ridge at Glacier Pointe on select lots only (promotion excluded from lots 367-394), and Berlin Farm in our Signature Collection. Buyers will receive up to $25,000 in flex cash in Forest Ridge, Winterbrooke Place, Woodcrest Crossing, Berlin Farm in our Smart Essentials Collection, Browns Farm, Darby Station in all Collections, Homes at Foxfire, Liberty Grand in our Smart Essentials and Innovations Collections, Heron Crossing, Miller Farm in our Signature Collection, Ivy Wood at Northstar, Pinnacle Quarry, and Spring Hill Farm. Buyers will receive up to $20,000 in flex cash in Hill Farm in our Retreat Collection and in Miller Farm in our Smart Essentials and Premier Collections. Buyers will receive up to $15,000 in flex cash in Clarkshaw Crossing. Anything above and beyond promotional credit is the buyer's responsibility. Certain additional deposits may be required depending on the options selected. If pricing has already been reduced on a Quick Move-In Home, the flex cash amounts will be adjusted accordingly. Restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. See New Home Consultant for specific details and restrictions.