Looking to buy a home but worried about high interest rates? Then now is the time for you to check out just how much more you can save on a brand-new home with our limited time offers on new homes that can close by the end of the year.
More Buying Power. Lower Monthly Payments. More Opportunities.
With our incredible savings on homes that can close by the end of the year, that brand new home you've been eyeing may be more within reach than you think.
Our below-market rates* can dramatically impact your home search by helping you lock in lower payments to save each month or even helping you afford more for your budget.
Take a look at available offers to choose from through M/I Financial, LLC:
Close by December 31st, 2026 to receive a 2/1 Buydown for 30-year fixed loans:
FHA Loans:
Year 1: 3.25% Rate** / 5.821% APR**
Year 2: 4.25% Rate**/ 5.821% APR**
Years 3–30: 5.25% Rate** / 5.821% APR**
Conventional Loans:
Year 1: 3.875% Rate*** / 6.131% APR***
Year 2: 4.875% Rate*** / 6.131% APR***
Years 3–30: 5.875% Rate*** / 6.131% APR***
Close by November 30th, 2026 to receive a 4.875% Rate† / 5.316% APR† with a 30-year 7/6 ARM conventional loan
Paid closing costs up to $6,500 through M/I Financial, LLC††
With offers like this and limited homes available that qualify, don't wait to contact our team to get started! Rates are on the rise, but at M/I Homes rates are on the decline.
*Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey.
**The interest rate of 5.25% is based on a 30-year fixed rate FHA loan with a 2/1 buydown. The sales price is $535,000 with a loan amount of $516,275. Financed amount is $525,309 which includes the FHA UFMIP of 1.75%. The 5.25% interest rate is temporarily reduced in year 1 to 3.25%, year 2 to 4.25% and will be 5.25% in years 3-30. The ANNUAL PERCENTAGE RATE is 5.821%. A 3.5% down payment and a minimum credit score of 640 is required. Program is available on select Quick Move-In homes and applies to new contracts only written between October 12, 2026 and November 8, 2026. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***The interest rate of 5.875% is based on a 30-year fixed rate conventional loan with a 2/1 buydown and a 10% down payment. The sales price is $535,000 with a loan amount of $481,500. The 5.875% interest rate is temporarily reduced in year 1 to 3.875%, year 2 to 4.875% and will be 5.875% in years 3-30. The ANNUAL PERCENTAGE RATE is 6.131%. PMI will be required and is included in the APR. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written between October 12, 2026 and November 8, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
†The interest rate of 4.875% is based on a 30-year Conventional 7/6 ARM with a 10% down payment. In the first 7 years, the interest rate is 4.875%. After 84 payments, the interest rate will increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.875%. The adjustments are based on the daily average SOFR index plus a margin of 2.75%. The ANNUAL PERCENTAGE RATE is 5.316%. Assuming the 30-day average SOFR index is the same after 84 payments as it is on 9/24/2026, the simple interest rate after the first adjustment would be 6.448% and would remain constant for the next 6 months. There is no guarantee that the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. PMI will be required and is included in the APR. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written between October 12, 2026 and November 8, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
††Buyer to receive up to $6,500 towards allowable closing costs through M/I Financial, LLC (NMLS# 50684). Buyers are responsible for the buyers' portion of prorated HOA fees/and or dues. Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. Offer is for a limited time only and is subject to change at any time without notice. Valid on new contracts only written on or after October 12, 2026.
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Looking to buy a home but worried about high interest rates? Then now is the time for you to check out just how much more you can save on a brand-new home with our limited time offers on new homes that can close by the end of the year.