Lock In a Lower Monthly Payment

**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts written between 9/1/2026 and 9/30/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 30th, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.  

***The interest rate of 5.50% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PERCENTAGE RATE is 5.5711%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written between 9/1/2026 and 9/30/2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by November 30, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Funds are limited and program can be eliminated at any time and without notice.

†The interest rate of 5.875% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 6.647%. Program is available on select homes only and applies to new contracts written between 9/1/2026 and 9/30/2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31st, 2027. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. 1% prepaid lock deposit due at the time of rate lock. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

††The interest rate of 5.875% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. A minimum credit score of 720 is required. The ANNUAL PRECENTAGE RATE is 5.934%.Program is available on select homes only and applies to new contracts written between 9/1/2026 and 9/30/2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by March 31st, 2027. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. Contact your MIF Loan Officer for more details on the Float-Down option. 1% prepaid lock deposit due at the time of rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Funds are limited and program can be eliminated at any time and without notice.