1st-Year Rates as Low as 1.875%* / 5.6328% APR* for FHA with a 3/2/1 Buydown

For a limited time purchase a quick move-in home closing by 9/30/26 and receive a 3/2/1 buydown featuring first-year rates as low 1.875%* / 5.6328% APR* on a 30-year fixed FHA loan through M/I Financial, LLC.

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Purchase a quick move-in home closing by 9/30/26 and receive lower monthly payments with this exclusive rate offered through M/I Financial, LLC.

3/2/1 Buydown on a 30-year Fixed FHA loan*

Year 1: 1.875% Rate* / 5.6328% APR*
Year 2: 2.875% Rate */ 5.6328% APR*
Years 3: 3.875% Rate* / 5.6328% APR*
Years 4-30: 4.875% Rate* / 5.6328% APR*

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*Promotional Rate is based on a $350,000 sales price with a $337,750 base loan amount. The financed amount of $343,660, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed rate FHA loan with a 3/2/1 buy-down. The 4.875% interest rate is temporarily reduced to 1.875% for year 1, 2.875% for year 2, 3.875% for year 3 and 4.875% for years 4-30. The ANNUAL PERCENTAGE RATE is 5.6328%. The program is available on selected Quick Move-In homes with contracts written on or after August 7th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30th, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Offer valid on contracts written on or after 8/1/26. Restrictions do apply.