Our Biggest Incentives of the Year

May 18 - June 21, 2026

Time is running out to personalize a home of your own, just the way you dreamed it. Whether you are looking to move quickly, or build your dream home from the ground up, our locations across Austin's top neighborhoods are the perfect place to call home.


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Each of us has dreams. Some big, some small. A big one that many of us have is to purchase our dream home. Here at M/I Homes, we take these dreams seriously. From our extensive website, meeting with our knowledgeable associates, to our 10-Year Transferable Warranty, we have your dream covered.

There's no time like the present to Dream Big! Contact us today to find out more about our current communities, available homes, and incentives near you to make your dream a reality.

Select a Quick Move-In Home to Receive:

30-year FHA fixed rate loan*

  • Lock in a 4.875% Rate* / 5.682% APR* on a 30-year FHA fixed-rate loan with the use of M/I Financial, LLC.
  • Up to 2% in paid closing costs with the use of M/I Financial, LLC.**
  • Up to 1/2 off design selections.*** Save more the more you spend!

- OR-

30-year Conventional fixed rate loan****

  • Lock in a 4.875% Rate****/ 4.976% APR**** on a 30-year Conventional fixed rate loan
  • Up to 2% in paid closing costs with the use of M/I Financial, LLC.**
  • Up to 1/2 off design selections.*** Save more the more you spend!

- OR-

30-year Conventional 7/6 ARM§

  • Years 1-7: 3.99% Rate§/ 5.428% APR§
  • Years 8-30: Interest rate and payment adjust every 6 months based on index rate changes§

  • Up to 1/2 off design selections.*** Save more the more you spend!

Build Your Dream Home and Receive:

  • Lock in a long-term rate of 5.250%†/ 6.224% APR† on a 30-year FHA fixed-rate loan on homes that can close by 12/31/2026
  • Up to 1/2 off design selections.*** Save more the more you spend!

  - OR-

  • Lock in a long-term rate of 5.250%††/ 5.503% APR†† on a 30-year Conventional fixed-rate loan on homes that can close by 12/31/2026
  • Up to 1/2 off design selections.*** Save more the more you spend!

*The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 5.682%. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31st, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**Buyer will receive up to 2% towards allowable closing costs through M/I Financial, LLC (NMLS#50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. The buyer must make a loan application within 48 hours of contract signing and must close by July 31st, 2026. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions may apply. The offer is for a limited time, and subject to change without notice.

***Savings based on up to 50% off select design center options. Discount amount varies by community, home, and design selections chose. Offer valid on contracts executed between May 18th, 2026 thru June 21st, 2026 only and subject to design center guidelines and minimum spend requirements. Certain products, upgrades, and structural options may be excluded. Offer subject to change or cancellation without notice. Additional terms and conditions may apply.

****The interest rate of 4.875% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $500,000 with a loan amount of $400,000. The ANNUAL PERCENTAGE RATE is 4.976%. A minimum credit score of 720 is required. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by July 31st, 2026. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

§The payment is based on a $500,000 sales price, a $400,000 mortgage amount and a 20% down payment with a 30‑year Conventional 7/6 ARM on new contracts executed on or after May 18th, 2026 that can close by June 30th, 2026. In the first 7 years, the interest rate is 3.99% and the principal and interest payments are $1,907.36. After 84 payments the interest rate can increase or decrease a maximum of 5%. Thereafter, the interest rate is subject to change every 6 months and can increase or decrease a maximum of 1% with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 8.99%. The adjustments are based on the 30‑day average SOFR index plus a margin of 2.75%. Payments do not include taxes, insurance, or HOA so your total payment will be higher. The ANNUAL PERCENTAGE RATE is 6.3928%. Assuming the 30‑day average SOFR index is the same after 84 payments as it was on May 13th, 2026, the simple interest rate after the first adjustment would be 6.4229% and the payment would be $2,500.14 and would remain constant for the next 6 months. There is no guarantee the index will remain the same during the life of the loan; therefore, the APR may increase or decrease during the term of the loan. A minimum 720 FICO is required. No exceptions. The promotion does not apply to cancellations, rewrites, or transfers. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Restrictions do apply. Available through M/I Financial, LLC (NMLS# 50684).

†The interest rate of 5.250% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The ANNUAL PERCENTAGE RATE is 6.224%. Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, rewrites, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

††The interest rate of 5.250% is based on a 30-year fixed rate conventional loan with a 20% down payment. The sales price is $414,508 with a loan amount of $400,000. The financed amount is $407,000, A minimum credit score of 720 is required. The ANNUAL PRECENTAGE RATE is 5.503%.Program is available on select homes only and applies to new contracts written on or after May 18th, 2026. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31st, 2026. If interest rate is lower 30 days prior to closing, buyer may have the option to float down to current market rate. 1% prepaid lock deposit due at the time of rate lock. Other financing options may be available with as little as 5% down. Rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS#50684). Restrictions do apply. Funds are limited and program can be eliminated at any time and without notice.

Communities offering this incentive

Time is running out to personalize a home of your own, just the way you dreamed it. Whether you are looking to move quickly, or build your dream home from the ground up, our locations across Austin's top neighborhoods are the perfect place to call home.