New Year. New Keys. Lower Rates.

New year, new goals—and a new opportunity to buy a home with confidence. Secure a 4.875% Rate / 5.36% APR‡ on a 30-year fixed Conventional loan on select homes through M/I Financial, LLC.

Details

Thinking about buying a new home in the new year, but worried about interest rates? Start 2026 strong with financing designed to put homeownership within reach—now, not later.

M/I Financial offers qualifying buyers competitive rates on select homes, helping you move forward with confidence and predictable monthly payments.

✅ 4.875% Rate / 5.72% APR on a 30-year fixed FHA mortgage*

✅ 4.875% Rate / 5.18% APR on a 30-year fixed VA mortgage⁑

✅ 4.875% Rate / 5.36% APR on a 30-year fixed Conventional mortgage‡

Plus, enjoy up to $10,000 in paid closing costs!+

Start the year in a home you love—contact our team today!

*The 4.875% interest rate is based on a 30-year fixed FHA loan with a 3.5% down payment. ANNUAL PERCENTAGE RATE is 5.72% and is based on a sales price of $300,000 with a loan amount of $294,566, which includes the FHA UFMIP of 1.75%. Buyer must make loan application within 48 hours of contract signing and must close by March 31st, 2026. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Maximum allowable FHA county limits apply. Other financing programs may be available with as little as 0% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Program is available on selected Quick Move-In homes only and applies to new contracts written on or after December 24th, 2025. Promotion does not apply to cancellations, rewrites, or transfers. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Restrictions do apply. Please see a New Home Consultant for more information and details.

⁑The 4.875% interest rate is based on a 30-year fixed VA loan with a 0% down payment. ANNUAL PERCENTAGE RATE is 5.18% and is based on a sales price of $300,000 with a loan amount of $306,450, which includes the VA Funding Fee of 2.15%. Buyer must make loan application within 48 hours of contract signing and must close by March 31st, 2026. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Maximum allowable VA county limits apply. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Program is available on selected Quick Move-In homes only and applies to new contracts written on or after December 24th, 2025. Promotion does not apply to cancellations, rewrites, or transfers. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Restrictions do apply. Please see a New Home Consultant for more information and details.

‡The 4.875% interest rate is based on a 30-year fixed-rate Conventional loan with a 5% down payment. ANNUAL PERCENTAGE RATE is 5.36% and is based on a sales price of $300,000 with a loan amount of $285,000, and with a 5% down payment. Buyer must make loan application within 48 hours of contract signing and must close by March 31st, 2026. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. A minimum credit score of 720 is required. Conforming Conventional loan limits apply. Other financing options may be available with as little as 0% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Program is available on selected Quick Move-In homes only and applies to new contracts written on or after December 24th, 2025. Promotion does not apply to cancellations, rewrites, or transfers. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Restrictions do apply. Please see a New Home Consultant for more information and details.

+Buyer to receive a percentage of contract base price towards allowable closing costs, exclusive to M/I Financial, LLC (NMLS# 50684), with a contract executed 12/24/25-2/28/26 and must close by March 31, 2026. The total contribution is not to exceed a maximum of $10,000. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The Seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. Some restrictions apply. The offer is for a limited time only and is subject to change without notice. If combining with a special rate incentive, then the total contribution will differ by loan program and other factors. Offer is not available for renegotiation on existing contracts and is subject to change without notice. See New Home Consultant for complete details.