Move In Now, Receive Lower Payments

*The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a 1/0 buydown on a sales price of $350,000 and a loan amount of $337,750. Financed amount is $343,660 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 3.875% in year 1 and will be 4.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 5.6347%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 29, 2026 Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable FHA county loan limits apply.

**The interest rate of 4.875% is based on a 30-year fixed rate VA loan with a 1/0 buydown on a sales price of $350,000 and a loan amount of $350,000. Financed amount is $357,525 which includes a VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 3.875% in year 1 and will be 4.875% for years 2-30. The ANNUAL PERCENTAGE RATE is 5.7836%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by May 29, 2026 Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable VA county loan limits apply.

***On top of the 1/0 buydown, the buyer is to receive up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 4/30/2026. Must close by 5/29/26. Restrictions do apply.