Move In Now, Receive Lower Payments

November 9 - December 20, 2026

Increase your homebuying power and decrease your rate today! Secure a 2/1 buydown with first-year rates as low as 3.25% Rate* / 6.065% APR* on a 30-year fixed FHA loan and paid closing costs*** through M/I Financial, LLC.

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Thinking about buying a move-in ready home but worried about high interest rates? Then we have great news!

M/I Financial now offers you a program that dramatically lowers your payment for the first year of your mortgage, putting a great new home within your reach. Our 2/1 buydown makes it easier to buy a home today, rather than waiting for interest rates to drop. 

2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:*

• Year 1: 3.25% Rate* / 6.065% APR*
• Year 2: 4.25% Rate* / 6.065% APR*
• Years 3-30: 5.25% Rate* / 6.065% APR*

To-Be-Built Homes:

• Free covered patio**
• Half-off lot premium**

Plus, receive up to $10,000 in paid closing costs through M/I Financial***

Secure more home for your money, more space for your family, and more savings in your pocket to enjoy the things you love most.

With flexible and competitive financing options, the home you've been dreaming about is finally within reach.

Contact our team today for more information!

*The rate is based on a $319,990 sales price with a $308,790 loan amount. Financed amount is $314,193 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 5.25% interest rate applies to a 30-year Fixed FHA loan with a 2/1 buy-down. The 5.25% interest rate is temporarily reduced to 3.25% for year 1, 4.25% for year 2, and 5.25% for years 3–30. The ANNUAL PERCENTAGE RATE is 6.065%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Valid on FULL PRICED CONTRACTS written between 11/09/2026 to 11/30/2026.