A high quality home doesn't have to mean a higher payment. Available now on move-in ready homes closing by 4/30/26, secure a 1/0 buydown with first-year rates as low as 3.875%* / 5.6347% APR* on a 30-year fixed FHA loan and paid closing costs*** through M/I Financial, LLC. Increase your home buying power and decrease your rate today!
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Thinking about buying a move-in ready home but worried about high interest rates? Then we have great news!
M/I Financial now offers you a program that dramatically lowers your payment for the first year of your mortgage, putting a great new home within your reach.
✅ 1/0 Rate Buydown on a 30-year FHA fixed-rate mortgage:*
Year 1: 3.875% Rate* / 5.6347% APR*
Years 2-30: 4.875% Rate* / 5.6347% APR*
✅ 1/0 Rate Buydown on a 30-year VA fixed-rate mortgage:**
Year 1: 3.875% Rate** / 5.7836 % APR**
Years 2-30: 4.875% Rate** / 5.7836% APR**
✅ Plus, receive up to $6,000 in paid closing costs through M/I Financial***
Secure more home for your money, morespace for your family, and more savings in your pocket to enjoy the things you love most.
With flexible and competitive financing options, the home you’ve been dreaming about is finally within reach.
Contact our team today for more information!
*The payment is based on a $350,000 sales price with a $337,750 loan amount. Financed amount is $343,660 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate applies to a 30-year fixed FHA loan with a 1/0 buy-down. The 4.875% interest rate is temporarily reduced to 3.875% for year 1, and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.6347%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by April 30, 2026 Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable FHA county loan limits apply.
**The payment is based on a $350,000 sales price with a $350,000 loan amount. The Financed amount is $357,525 which includes the VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 is required. The 4.875 interest rate applies to a 30-year fixed VA loan with a 1/0 buy-down. The 4.875% interest rate is temporarily reduced to 3.875% for year 1, and 4.875% for years 2–30. The ANNUAL PERCENTAGE RATE is 5.7836%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by April 30, 2026. Other financing programs may be available with as little as 3.50% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Maximum allowable VA county loan limits apply.
***On top of the 1/0 buydown, the buyer is to receive up to $6,000 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 3/31/2026. Must close by 4/30/26. Restrictions do apply.
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A high quality home doesn't have to mean a higher payment. Available now on move-in ready homes closing by 4/30/26, secure a 1/0 buydown with first-year rates as low as 3.875%* / 5.6347% APR* on a 30-year fixed FHA loan and paid closing costs*** through M/I Financial, LLC. Increase your home buying power and decrease your rate today!