Move In Now, Receive Lower Payments
A high quality home doesn't have to mean a higher payment. For a limited-time, secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.4677% APR* on a 30-year fixed VA loan through M/I Financial, LLC. Increase your home buying power and decrease your rate today.
More Details:
Thinking about buying a move-in ready home but worried about high interest rates? Then we have great news!
M/I Financial, LLC now offers you a program that dramatically lowers your payments for the first two years of your mortgage, putting a great new home within your reach. Our 2/1 buydown helps make it easier to buy a home today, rather than waiting for interest rates to drop.
✅ 2/1 Rate Buydown on a 30-year VA fixed-rate mortgage:*
- Year 1: 2.875% Rate* / 5.4677% APR*
- Year 2: 3.875% Rate*/5.4677% APR*
- Years 3-30: 4.875% Rate* / 5.4677% APR*
✅ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:**
- Year 1: 3.875% Rate** / 5.8877% APR**
- Year 2: 2.875% Rate**/ 5.8877% APR**
- Years 3-30: 4.875% Rate** / 5.8877% APR**
✅ Plus, receive up to $7,500 in paid closing costs through M/I Financial***
Secure more home for your money, more space for your family, and more savings in your pocket to enjoy the things you love most.
With flexible and competitive financing options, the home you've been dreaming about is finally within reach.
Contact our team today for more information!
*The interest rate of 4.875% is based on a 30-year fixed-rate VA loan with a 2/1 buydown on a sales price of $350,000 and a loan amount of $350,000. Financed amount is $357,525, which includes a VA Funding Fee of 2.15%. A 0% down payment and a minimum credit score of 640 are required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and will be 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.4677%. Program is available on selected Quick Move-In homes and applies to new contracts written by 5/31/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30, 2026. Other financing programs may be available with as little as 3.50% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a 2/1 buydown on a sales price of $350,000 and a loan amount of $337,750. Financed amount is $343,660, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 are required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and will be 4.875% for years 3-30. The ANNUAL PERCENTAGE RATE is 5.8877%. Program is available on selected Quick Move-In homes and applies to new contracts written by 5/31/26. Promotion does not apply to cancellations, rewrites, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by June 30, 2026. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***On top of the 2/1 buydown, the buyer is to receive up to $7,500 towards allowable closing costs through M/I Financial, LLC (NMLS #50684). Closing costs exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer will be responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, rewrites, or transfers. Offer is for a limited time only and is subject to change at any time without notice. Offer valid on FULL PRICED CONTRACTS written by 5/31/2026. Must close by 6/30/26. Restrictions do apply.
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Ask about current properties or more details about this incentive, or call (210) 333-2244