Long-Term Rate Lock Offered Through M/I Financial, LLC
Lock in a fixed 30-year 5.50% Rate* / 6.281% APR* FHA loan or 5.875% Rate** / 6.1022% APR** conventional loan on contracts that can close by December 31st, 2025.
Now’s the Time to Make Your Move With Confidence.
Right now, we're offering limited-time long-term rate lock with M/I Financial, LLC on To-Be-Built contracts that can close by December 31st, 2025:
30-Year Fixed FHA Loan:
- 5.50% Rate* / 6.281% APR*
30-Year Fixed VA Loan:
- 5.50% Rate† / 5.995% APR†
30-Year Fixed Conventional Loan:
- 5.875% Rate** / 6.1022% APR**
Funds are limited on a first-come, first-served basis for qualifying homebuyers. Contact our team to schedule an appointment with a New Home Consultant or a phone call with a M/I Financial, LLC loan officer.
*The interest rate of 5.50% is based on a 30-year fixed rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 6.281%. The program is available on select homes only and applies to new contracts written between 5/23/2025 and 6/30/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
**The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan. The sales price is $414,508, with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. The program is available on select homes only and applies to new contracts written between 5/23/2025 and 6/30/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
†The interest rate applies to a 30-year VA loan with a financed funding fee of 3.3% based on a $400,000 sales price and a $413,200 loan amount. The ANNUAL PERCENTAGE RATE is 5.995%. The program is available on select homes only and applies to new contracts written between 5/23/2025 and 6/30/2025. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. If the interest rate is lower 30 days prior to closing, the buyer has the option to float down to the current market rate. Maximum allowable VA county loan limits apply. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684). Funds are limited, and the program can be discontinued at any time and without notice. Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (281) 393-7070